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Serving Memphis and Shelby County
Services
Home - Services
What We Do
Build a Brighter Future for Neighborhoods
Our program revolves around purchasing and refurbishing homes to ensure quality and attractiveness, minimizing major expenses for the first three years of homeownership. These affordable homes are offered to applicants applying to the program.
Our mission is not just about buying a house but building a brighter future and becoming an active, thriving part of the neighborhood. Join us as we journey towards homeownership and a stronger, more vibrant community.
Build a Brighter Future for Neighborhoods
Our program revolves around purchasing and refurbishing homes to ensure quality and attractiveness, minimizing major expenses for the first three years of homeownership. These homes are priced below market rates and offered to applicants applying to the program.
Our mission is not just about buying a house but building a brighter future and becoming an active, thriving part of the neighborhood. Join us as we journey towards homeownership and a stronger, more vibrant community.
What We Offer
Process for Potential Homeowners
From start to finish, we lead you to homeownership, ensuring a smooth journey with education, support, and assistance in purchasing your dream home. In the homebuyer process, we remain by your side in the following areas:
Education and Support
Once your profile is received, we will contact you with the next steps in your journey toward homeownership. You will be referred to educational resources appropriate for your situation, whether it is money management classes, credit counseling, or new homebuyer classes, to prepare you for the responsibilities of homeownership. We also offer ongoing support and guidance throughout the process.
Mortgage Pre-Approval
Once you are financially ready, and have completed the new homebuyer classes, we refer you to mortgage originators who align with our mission and will work with you to prequalify for a mortgage. This step ensures that you're financially prepared to purchase the home.
Home Selection
You’ll have the opportunity to explore available homes within our program. As homes in our program become available for sale, the Home Purchase Application will open. We match you with a home based on your preferences and needs, including location and affordability.
Purchase and Settlement
Once matched with a home, you're ready to finalize the purchase of your new home.
Community Engagement
As a new homeowner, we will connect you with neighborhood organizations and encourage your active participation in events, initiatives, and opportunities for civic engagement, fostering a sense of belonging and community pride.
Ongoing Support
Our commitment to you extends beyond purchasing your home. We will maintain contact with new homeowners for three years after purchase. We want to witness and support your homeownership journey.
Who Do We Serve
Homeownership for Marginalized Communities
The journey towards homeownership begins with completing our online Prospective Homebuyer Profile. We welcome first-time homebuyers from all backgrounds, including low-income renters, LGBTQ individuals, Black, Indigenous, and other persons of color, to apply.
Experience the difference with Harris Homeownership
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